If you want to apply for a 15 lakh business loan, get the 10 lac interest-free loan, or register for the Apni Chat Apna Ghar Scheme, the good news is that all three programs are active under the updated 2025 government support initiatives. The business loan scheme is designed to boost small startups, home-based businesses, and youth enterprises, while the interest-free loan program supports low-income individuals who want to start or expand a small business.
In much the same way, Apni Chat Apna Ghar, too is aimed at affordable housing-for eligible ones to apply through easy registration for low-cost home ownership.
This guide covers how to apply, documents needed, eligibility and a step-by-step process — all in one place. Let’s dive into setting method for 2025.
Apply For 15 Lakh Business Loan (2025)
Eligibility
- Pakistani citizen
- Age 18–45
- Valid CNIC
- Simple business plan
Required Documents
- CNIC copy
- Business idea/proposal
- Bank account details
Step-by-Step Application
Step Action
- Go to PM Youth Loan Portal (PMYB&L)
- Create account using CNIC
- Fill personal + business details
- Upload documents
- Submit application and track status
Interest Free Loan 10 Lac
STEP BY STEP DETAILS Interest Free Loan Of 10 Lac | How To Get It What is an interest free loan :- An interest-free loan means that the borrowing party pays back only the principal, with no oth…
This is where no interest loans are extended to micro-entrepreneurs. Whether or not you’re approved will depend on the quality of your idea and validation.
How to Apply:
- Submit Online Application at PM Youth Loan Scheme Portal
- Choose Tier-1 (0% interest)
- Submit biometric verification at bank
Apni Chat Apna Ghar Scheme Registration (2025)
- How to Register
- Go to the official housing scheme website
- Enter CNIC
- Select city & income category
- Provide family details
- Apply online and wait for allotment process to get over
Conclusion
If you have hopes of owning a business, or want to buy home, 2025 is the year to apply. Do your loan/house registration now and monitor updates through proper channels.
FAQs
Q1: Is the 15 lakh business loan without interest?
No, 10 lac Tier-1 loan is only interest free.
Q2: Are students eligible to take out these loans?
Yes, all persons above 18 with the CNIC are eligible to apply.
A3: How long does it take to get approval?
Something banks do check and it takes them about 30–45 days.
Q4: What all cities Apni Chat Apna Ghar is available?
It starts in big cities and rolls out in phases.
Q5: Do I need a guarantor?
Only for some loan categories.
Q6: Do I have to pay anything to register?
you bothe appliacation are seprate
Q7:Is there any fee for rigistration?
No, it is free to registered for loan & housing.